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6 Jan 2023
IC Paper 5 Question
Which of the following is NOT a method of investment diversification?
a) Investing in multiple stocks in the same sector.
b) Investing in stocks in different sectors.
c) Investing in stocks in different countries.
d) Investing in one company that has multiple businesses in different sectors.
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IC Exam (Set A)
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IC Exam Question
If a self-employed person, who is a member of a master trust scheme, ceases to be self-employed and becomes a relevant employee of an employer, which of the following actions is he/she NOT allowed to do?
a) Redeem the accrued benefits in the master trust scheme.
b) Transfer the accrued benefits to another master trust scheme.
c) Retain the accrued benefits in the existing account in the master trust scheme.
d) Transfer the accrued benefits to the MPF scheme in which the new employer is participating.
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IC Paper 5 (Set A)
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IC Paper 5 Question
Which of the following statements regarding Investment-linked Policies is true?
a) An Investment-linked Policy Owner bears full investment gains and losses.
b) Investment-linked Policies can only be issued by investment companies.
c) Bonus smoothing is applied to Investment-linked Policies.
d) Investment-linked Policies are only available as a single premium policy.
IC Paper 3 (Set B)
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IC Paper 3 Question
The duty of disclosure arises under all of the following circumstances except?
a) Upon the application until the inception of the insurance policy.
b) Upon a change in ownership of the insurance policy .
c) Upon renewal of the insurance policy.
d) Upon alteration of the insurance policy.
IC Paper 3 (Set A)
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IC Paper 3 Question
Which of the following is a NOT a method of underwriting for sub-standard risk classifications?
a) Increasing the premiums.
b) Decreasing the excess.
c) Offering pre-existing condition exclusions.
d) Declining the application.