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6 Jan 2023
IC Paper 5 Question
Which of the following is NOT a method of investment diversification?
a) Investing in multiple stocks in the same sector.
b) Investing in stocks in different sectors.
c) Investing in stocks in different countries.
d) Investing in one company that has multiple businesses in different sectors.
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IC Paper 6 (Set B)
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IC Paper 6 Question
Which of the following types of liability is covered under Travel Insurance?
a) Injury to the insured’s family member.
b) Legal liability for third-party bodily injuries.
c) Liability arising out of the use of vehicle and aircraft.
d) Liability resulting in loss or damage to the insured’s own property.
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IC Paper 5 (Set A)
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IC Paper 5 Question
Which of the following statements regarding Investment-linked Policies is true?
a) An Investment-linked Policy Owner bears full investment gains and losses.
b) Investment-linked Policies can only be issued by investment companies.
c) Bonus smoothing is applied to Investment-linked Policies.
d) Investment-linked Policies are only available as a single premium policy.
IC Paper 1 (Set A)
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IC Paper 1 Question
Which of the following descriptions about a contract is false?
a) A contract is an agreement enforceable by law.
b) A contract is a legally binding agreement between two or more parties.
c) A contract is an agreement involving a promise to perform one or more acts whereby the promise must be made by all parties of the contract.
d) A contract is an agreement governing the obligations of the insurer and the rights of the insured.
IC Paper 3 (Set B)
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IC Paper 3 Question
The duty of disclosure arises under all of the following circumstances except?
a) Upon the application until the inception of the insurance policy.
b) Upon a change in ownership of the insurance policy .
c) Upon renewal of the insurance policy.
d) Upon alteration of the insurance policy.